Commercial Insurance and Finance Experts

Zen Finance is a trading name of Patterson Business Development Ltd. PBD Ltd was set up in March 2009 by Craig Patterson. Craig had previously served as a commercial relationship manager for The Royal Bank of Scotland, then Bank of Scotland and most recently for the Lloyds Banking Group. PBD Ltd was set up to operate as a consultancy-based company with Craig and his staff offering tailored advice to local businesses to assist with their day to day running and financial control.  In a time where the collapse of the country’s banking backbone had permanently damaged the SME sector the ability to source affordable finance became a rare asset and hence Zen Finance was born.

Zen Finance is able to benefit from the years of experience of its staff within the commercial finance and insurance sector and can make use of the excellent relationships built up with both high street lenders and non-high street lenders. Zen Finance will act on your behalf and where necessary will “hold your hand” through your journey.

The world of commercial finance has changed dramatically during 2008 and 2009 and going to your existing bank for a loan is no longer the straightforward route it used to be. At Zen Finance our aim to assist you to not only source finance but to understand it and maximise the potential of your business in the most cost efficient way.

In addition to providing finance solutions Zen Finance can also assist with all the extra, complicated sides to new finance. Our network includes Solicitors, Accountants and Surveyors that can be utilised on your behalf to make your transaction as smooth as possible.